Navaapay
Get API key ↗
Navaapay & UPI / Paytm payment gateway for developers

India's #1 Most Trusted Navaapay API.

Create a Navaapay (UPI / Paytm) payment link, show a UPI QR, and know exactly when the money arrives. Navaapay gives Indian developers a simple path from checkout to confirmation — Instant Automated Settlements with 0% Gateway Commission.

Create your account → Read the API docs ↗
navaapay.in/pay.phpLIVE
Navaapay
Order total
₹499 INR
Order IDorder_8H2KQ
UPI / Paytm payment linkCreated
VerificationPayment received
Link created
→
Pay with UPI / Paytm
→
Confirmed
Verified in seconds ✓
✓ 99.9% Uptime Guarantee✓ 0% Gateway Commission✓ Unlimited API Calls
UPI / Paytm GatewayUPI QR GenerationInstant Payment LinksStateless VerificationHosted Checkout
Developer Walkthrough

NovaPay Quick Setup Guide

The Navaapay Official Flow

The Official Automated UPI Payment Gateway for UPI / Paytm.

Generate a UPI QR, display the exact payable amount, then check the order status after payment.

YOUR APP → NAVAAPAY
API requestUPI + amount
→
QR responseorder + QR URL
→
Status checkpending / paid
{ "status": "success", "utr": "..." }
01 / CONNECT

Get your API key.

Create an account and connect the Gmail account used for UPI / Paytm payment notifications.

02 / CREATE

Generate a QR.

Send a UPI ID and amount. The API returns an order ID, QR URL, and unique payable amount.

03 / CHECK

Check payment status.

Use the order ID to check whether payment is pending, successful, or expired.

Small API surface. Big control.

Two calls. One clear answer.

Create a payment session, then ask for its status. The response is clean JSON, so it fits into whatever you already build with.

create-payment.pycopy
# create a payment link
GET /api/qr.php
upi: "username@fam"
amount: 499

# response
order_id, qr_url, payable_amount
01

Bank UTR Idempotency

Verify clean exact amounts with atomic database locking, zero decimal changes needed.

02

UPI QR generation

Create a QR code for a UPI ID and the exact payable amount.

03

Hosted payment page

Use the built-in checkout page for a payment link when you need a ready UI.

04

Status verification

Check an order and receive its pending, successful, or expired state.

Flag of India

Proudly Built in India

Navaapay is engineered entirely in India, dedicated to empowering Indian developers and businesses with zero-fee, robust UPI payment infrastructure.

99.9%
Uptime & Reliability
Zero
Hidden Charges
Secure
Data Privacy
Why Navaapay?

Built for scale, designed for speed.

Everything you need to automate UPI / Paytm payments, without the headache of banking APIs, KYC, or monthly fees.

Zero KYC & GST

Start accepting payments instantly. No paperwork, no business registration, and no tax hurdles for freelancers.

Direct Settlements

Money doesn't pass through our servers. It goes straight to your personal UPI ID instantly and securely.

Bank-Grade Security

Atomic database locking and real-time bank UTR verification prevent double-spending and collisions flawlessly.

Instant Webhooks

Receive real-time HTTP callbacks on your server the moment a payment is verified. Automate digital delivery flawlessly.

100% Transparency

Live System Status

We believe in absolute transparency. Monitor our API, SMTP parsers, and website uptime in real-time on our dedicated public status page backed by independent monitoring.

API Endpoint Gateway Operational
IMAP Receipt Parser Operational
Historical Uptime SLA 99.98%
Verified Developer Support

24/7 WhatsApp Support for API Integration

Building a payment flow can be tricky. That's why we offer direct WhatsApp support to help you integrate the UPI / Paytm UPI Gateway flawlessly. Get instant help from real developers.

Instant Setup Help Resolve API errors fast
Live Status Tracking Help with Webhooks & Polling
Chat with Support Team →
Navaapay Team (Navaapay Devs)
Verified Official Developer

Karan (Navaapay Devs)

DOB: 16 Oct 2011 Lead Developer & Creator

Navaapay is exclusively built, maintained, and operated by Karan (Navaapay Devs), born on 16 October 2011. By providing a trusted, high-performance API infrastructure, Navaapay Devs empowers developers to automate their UPI flows flawlessly.

Get started in minutes

Ready to accept
UPI payments?

Create an account, generate an API key, and make your first payment link in minutes. No complex banking integration or KYC needed.

Get your API key → Read docs ↗
✓ 99.9% Uptime Guarantee ✓ 0% Transaction Fees ✓ Unlimited API Calls
0
API calls to complete a payment
0%
Uptime across all endpoints
<5s
Average payment confirmation
UPI
UPI / Paytm powered payments